Payment Policy for Pick Bina

Effective Date: January 7, 2025

At Pick Bina, located at 24 Whitney St, Saugus, Massachusetts, United States, we are committed to providing a secure and convenient payment experience. This Payment Policy outlines the accepted payment methods, payment processing terms, and related conditions. By making a purchase on Pick Bina, you agree to the terms outlined below.


1. Accepted Payment Methods

We offer a variety of payment options for your convenience:

  • Credit and Debit Cards:
    We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.

  • PayPal:
    A trusted and secure online payment option for fast and reliable transactions.

  • Digital Wallets:
    Depending on availability, we accept Apple Pay, Google Pay, and other supported digital wallets.


2. Currency

All transactions are processed in U.S. dollars (USD). If you are using a payment method in a different currency, your financial institution may apply conversion fees. Pick Bina is not responsible for any currency conversion fees applied by your bank or payment provider.


3. Payment Security

Your payment security is our priority. Pick Bina implements industry-standard measures to protect your personal and payment information:

  • SSL Encryption:
    All transactions are encrypted using Secure Socket Layer (SSL) technology to ensure your data is secure during transmission.

  • PCI Compliance:
    We comply with Payment Card Industry Data Security Standards (PCI DSS) to maintain a secure payment environment.

  • Third-Party Payment Processors:
    Payments are processed through trusted third-party providers, and Pick Bina does not store your payment details.


4. Order Confirmation

Once your payment is successfully processed, you will receive an email confirmation containing:

  • Order summary
  • Payment details
  • Estimated delivery timeframe

If you do not receive this email within 24 hours, please check your spam or junk folder or contact us at info@pickbina.com.


5. Failed or Declined Payments

If your payment fails or is declined:

  1. Verify that your payment details are entered correctly.
  2. Ensure that your card has sufficient funds or credit available.
  3. Try using an alternative payment method.

If the issue persists, please contact your financial institution or reach out to our support team at info@pickbina.com or call (781) 558-5710.


6. Refunds

Refunds for eligible returns will be issued to the original payment method used for the transaction. Please allow 5-10 business days for the refund to appear in your account, depending on your financial institution. For more details, refer to our Refund and Returns Policy.


7. Promotions and Discounts

  • Promo Codes:
    Promo codes must be applied at checkout to receive the discount. Discounts cannot be applied retroactively to previous purchases.

  • Limitations:
    Only one promo code can be applied per transaction unless otherwise specified.


8. Fraud Prevention

To protect against fraud and unauthorized transactions, Pick Bina may:

  • Verify billing and shipping information.
  • Request additional identification or documentation.
  • Cancel or refuse orders that appear suspicious or fraudulent.

9. Chargebacks

If you believe there is an issue with your transaction, please contact us first to resolve the matter. Chargebacks may delay resolution and should be used as a last resort. We aim to resolve disputes promptly and efficiently.


10. Changes to Payment Policy

We reserve the right to update or modify this Payment Policy at any time to reflect changes in our practices or legal requirements. Updates will be posted on this page, and the “Effective Date” will indicate the latest revisions.


11. Contact Us

If you have any questions or concerns about this Payment Policy, please contact us:

Pick Bina
Phone: (781) 558-5710
Email: info@pickbina.com
Website: https://pickbina.com


This Payment Policy is effective as of January 7, 2025. Thank you for shopping with Pick Bina. We are dedicated to providing a secure and seamless payment experience for our valued customers